New PST Relief: First-Time Homebuyers Can Now Save Up To $130,000

Red Genny
Nov 27, 2025
2 min read

Ontario New Build Tax Relief 2025 for First-Time Buyers

Eligible first-time home buyers purchasing a newly built or substantially renovated home in Ontario, Canada may unlock rebates on the federal and provincial tax portions within the HST, creating potential savings of up to $80,000 at closing, and up to $130,000 when combined with federal GST/HST new housing rebates. This update is trending in search demand across categories including Ontario pre-construction homes, new build tax rebate Ontario, HST relief for first-time buyers Canada, substantially renovated homes Ontario rebate eligible, new single-family homes Ontario 2025 incentives, and GTA commuter suburbs new developments. Buyers comparing rebate-eligible developer builds, new detached communities, intergenerational homes, modern elevations, and pre-release housing incentives across Ontario will find this tax relief update directly tied to what they frequently search when exploring new home builds rather than resale properties.

Built Around Smart Home Searches & What Buyers Want

This incentive strongly intersects with keywords buyers actively use, including first-home tax rebate Ontario, Ontario HST new build relief 2025, GTA new construction incentives, custom built home rebate eligible Ontario 2025, 3-car garage detached new builds Canada, Phase launches Ontario real estate, primary residence tax rebate Ontario, Aurora new housing incentive, Toronto suburban new family home release Ontario, deposit-friendly builds, legal basement suites Ontario closing rebate, Ontario builder equity boost, new home buyer rebates Canada, Ontario infrastructure connected housing, Aurora, ON pre-construction market, Toronto commuter suburb housing, Greater Toronto Area new build equity, Prestige detached garage designs, Ontario housing incentives 2025-2031, new home development tax Ontario, first-time buyer closing savings, and builder-designed taxable rebate eligible properties where planning residency and pricing thresholds matter. This update reflects rising demand for larger homes, multi-garage designs, new communities, custom floor plan interest, and new home builds in the Toronto GTA commuter belt.

Who Qualifies & What to Know

Qualifying first-time buyers signing a new build agreement on or after May 27, 2025, and before 2031 must meet key eligibility filters including being 18 years or older, a Canadian citizen or permanent resident, and planning to live in the home as a primary residence. This phased incentive also applies partial rebates for newly constructed homes priced between $1 million and $1.5 million, following a phased reduction model until cut-off, making it relevant for buyers comparing Aurora new homes, GTA new-build housing, triple-garage estate elevations, Ontario custom-built homes, and new single-detached developments near Toronto. This PST Relief 2025 update applies only to new-build properties—not resale.